Credit card transactions are managed by credit card processors. Each business or individual that processes transactions has a processor to handle their credit card volumes. Some processors work in specific industries or regions while others work with many types of businesses across the country.

Each time a person swipes a card to pay for a meal, clothing or any range of services, a series of events occurs: Initially, the transaction is sent to the processor via a secure channel. From the processor, the data is sent to a bank where the transaction is approved and the money is then sent to the processor who then sends it to the merchant. The transaction is then shown as a debt to the balance or limit on the customer’s card.

Conquest, Inc. works with several credit card processors to best provide the level of service and competitive rates our customers demand. Through our unique program and our processor relationships, we are able to provide the working capital many small business owners need to be competitive.