Credit card factoring is the selling of a company's current accounts receivable, at a discount, to a party, who then assumes the credit risk of the account debtors and receives the funds as the debtors settle accounts.

When a company is seeking additional working capital they may consider credit card factoring as one of their financing options. Factoring is a means for businesses to receive funds before they would normally earn or save them independently.

Conquest, Inc. uses a specialized system similar to credit card factoring that allows our customers to benefit from their potential future credit card sales to obtain working capital funding from our company.